I got this fantastic piece of spam.  I'm still trying to figure out why Christians need to live happier lives by getting out of debt.  Why only Christians?  Didn't spending all that money they didn't have make them happy?  Maybe they're tithing too much? "Credit Card empires"? Um, these are big multinational capitalist Wall Street companies run by rich Republican white men. They probably go to this poor, servant family's church! "Christian financial values"?  Get a grip.

Your first step toward the right financial path is asking for help. Remember, it is not a sin to seek help and guidance - especially when it is you vs. the Credit Card empires. After you complete our form, a counselor will contact you with a no-obligation debt consultation based on Christian financial values.